Transform your relationship with money
MoodWallet uses proven behavioral psychology to help you stress less, spend better, and save more — no budget required.
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Spend only on what matters — no budget needed.
Our mindful spending approach helps you align your financial decisions with your personal values and long-term goals, creating a more intentional relationship with money.
Daily sessions, lasting habit change
Take a couple minutes each day to reflect on your spending. Our daily reviews help you understand your financial patterns and build lasting awareness.
Mini-Courses, for the way you really think about money
Discover the psychology behind your financial decisions through bite-sized lessons. Our mini courses help you understand your money emotions, identify triggers, and develop healthier financial behaviors that last.
Review your numbers, track your progress
Compare this month vs last month to see your financial patterns and progress. Our monthly reviews help you understand your spending trends and celebrate your improvements over time.
Financial wisdom, built over time
Start each day with thoughtful insights and wisdom about money, mindfulness, and personal growth. Our curated daily quotes help you maintain a positive mindset and stay aligned with your financial values throughout your journey.
Backed by behavioral psychology
Our features are designed using proven behavioral psychology principles to help you develop a healthier relationship with money.
Emotional Intelligence
Understand the psychology behind your spending decisions and develop healthier financial behaviors.
Habit Formation
Build positive financial habits using proven behavioral science techniques and reward systems.
Cognitive Reframing
Transform negative money beliefs into positive, actionable financial strategies.
Financial Reflection
Explore your personal money story through guided reflection exercises and discover the deeper beliefs that shape your financial decisions.
Values Alignment
Connect your spending to your personal values and create meaningful financial decisions.
Spending Awareness
Gain clear insights into your spending patterns and triggers without judgment or shame.
What our users are saying...
MoodWallet has changed the way I spend and think.
"I've tried all the budgeting apps and while I'm not bad with money, my mindset is. The categories being connected to values has opened my eyes to how I'm spending. It's been a freeing experience!"
Alex D
Feeling at peace with finances!
"The periodic element of MoodWallet helps me keep on top of things without avoiding for too long and having sticker shock. Plus, for the first time I'm able to frame my finances in a light that makes me feel good!"
Katie S
The first money app I actually like!
"I look forward to using MoodWallet everyday, which I have never said about any money app ... [It] is changing my behavior, in really gentle ways — that are gonna last."
Maria C
Healed my relationship with money!
"Unlike other budgeting apps, MoodWallet helped me focus on my values ... It illuminated areas where I could cut back ... and areas I could release some anxiety around."
Susie T
I feel relaxed and grateful.
"It's rewarding to create a gratitude practice around my money. My check-ins with MoodWallet help me stay relaxed and grateful."
Jane W
FAQ
Yes, we take security seriously. We use bank-level encryption to protect your data and never store your banking credentials. Our systems are regularly audited and we follow industry best practices for data protection.
We believe everyone should have access to financial wellness tools. If you're experiencing financial hardship, email us at support@moodwallet.co to apply for our scholarship program.
We get it! That's why MoodWallet focuses on understanding your spending patterns and emotions rather than strict budgeting. Our approach is more about awareness and gradual improvement.
MoodWallet goes beyond tracking spending to help you understand the 'why' behind your financial decisions. We help you identify emotional triggers and develop healthier money habits.
Never. We don't show ads and we will never sell your personal data. Your privacy is important to us, and we only use your information to improve your experience with MoodWallet.
While MoodWallet includes spending insights, we focus more on your relationship with money than traditional budgeting. Our approach helps you understand and improve your spending habits through behavioral psychology.
We understand this feeling. MoodWallet provides a judgment-free space to explore your relationship with money at your own pace. Our focus is on growth and understanding, not guilt or shame.
Yes, that's correct! MoodWallet was previously known as Allo. We've rebranded and added many new features and content including enhanced mini-courses, improved daily reviews, and more comprehensive behavioral psychology tools to help you build an even healthier relationship with money.
Transform your relationship with money.
Download MoodWallet. Available for iOS and Android.